Welcome to beautiful Southern Arizona! Browse this site to explore Sierra Vista real estate and the Cochise County communities of Fort Huachuca, Bisbee, Tombstone, Huachuca City, Hereford and Benson.  Sierra Vista is a growing city surrounded by majestic mountains and great weather.

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Real Estate Tips
Here are the 15 steps that need to be taken to purchase a home:

1. The Initial Interview

Determine what you need and want in your new home

Discuss the parameters of your search

Discuss financing

2. Get Pre-Qualified By a Lender

Obtain a pre-qualification letter

3. Property Tours

View available properties that match your needs and emotions

Listen to you carefully to find out what features you need in your ideal home

Provide you with information about the current market and what it means to you

4. Find the Home That Matches Your Needs and Write The Offer

Writing the offer will take between 1-3 hours

Complete the purchase agreement contract

Deliver the earnest money deposit(this will be held until and accepted contact is created)

5. Present the Offer

Prepare a presentation by highlighting the strengths of your offer and your strengths as a buyer

Present the offer to the seller and the sellers' real estate professional

The sellers will either accept, counter or reject the offer

6. Counter-Offer

Discuss the counter offer and how it relates to your goals, and prepare a response

7. Escrow

When the offer is accepted and has been signed by all parties, the escrow will be opened

Your earnest money deposit will be deposited

The Escrow Officer will order a Preliminary Title Report and send copies to the lender and I

8. Loan Application

Submit a complete loan application and all the necessary loan documents to your chosen lender

9. The Contingency Period

Your approval of the sellers Disclosures

Your approval of the Preliminary Title Report

Physical inspections and pest inspections

Property appraisal and loan approval

10. Homeowners Insurance Coverage

Select an insurance company and discuss coverage

Give the insurance agent the escrow information(they will need to order a copy of the policy for the new lender prior to escrow closing)

11. Signing Documents at the Title Company

The lender will send the loan documents directly to the title company

You will receive copies of the title and lender documents

You will need a current photo ID

12. Down Payment and Closing Fund

Bring a cashiers check to the title company(depending on circumstances) several days prior to closing

The Escrow Officer will prepare a Buyers' estimated closing statement, which will itemize costs and credits, and estimate the total money due

13. Funding

The lender will wire the funds to the title company

14. Close Of Escrow

The deed will be recorded at the county recorder's office by the title company(you will receive the original back from the county in approximately six weeks)

I will coordinate the transfer of the house keys

15. It's Time to Move In!

Article Source: http://articlekarma.com

What are some tips every Sierra Vista home buyer should know to get started?

  • Dig up your down payment
    Know where your down payment cash will come from. If it's coming from stocks, go ahead and sell them. If Aunt Jessie is loaning the money, get it in hand so you are ready to go.
  • Nail down your financing
    It's tough to home shop if you don't know what you can afford. Together with a reputable lender, we can help you determine how much home you can afford and which loan program will maximize your buying power. By getting pre-approved for a loan, you'll be a better prospect in the seller's eyes.
  • Take your time
    Don't jump at the first home you see. Let us introduce you to different areas and home types to see what suits your needs the best.
  • Do your homework
    Once you've found the home you want, ask us to run a competitive market analysis of other homes that have recently sold, so you'll be able to make a sensible offer to purchase.
  • Enjoy!
    With expert assistance and a positive attitude, home shopping can be fun and rewarding.

Price It Right Arizona!!

Price makes a huge difference.  If you want to sell your home fairly quickly, but you are not getting showings, re-examine the issue of price.  Recently I saw a house that had been priced at $380,000 and was languishing on the market undergo a price reduction to $364,900.  New research had shown that in the last two months, three similar houses in the neighborhood sold for between $360,000 and $365,000.  Showings have picked up, and a contract offer shouldn't be far behind.  If you suspect your situation may be similar, e-mail me to get good comparables for your Sierra Vista home.

Top Ten Tips for Home Selling 
 

  1. Commit to the Process - The smart Arizona home seller makes a conscious decision and commitment to sell, plans carefully what to do when the sale occurs, chooses the timing carefully when possible, prices the home in accordance with recent comparable sales, keeps emotions in check and out of the way, listens to the advice of and lists the home with a professional and allocates adequate time off from work to handle all of the above. In any market there are homes that go up for sale and just don't sell. Believe it or not, the number of homes not selling (called expired listings in the trade) can be as high as 40-60%. Why? The reason is simple - commitment on behalf of the seller. Too often homes are listed for sale to "test the market", or to "see if we can get our price". At other times, the homes are just not in condition to be sold - at any price. Seller commitment, not to a listing, but to a sale, is critical.
  2. Hire a Seller's Agent (Listing Agent) to Represent You - Industry estimates vary but it is generally thought that over 90% of homes are sold with the assistance of a real estate agent. Unless you have significant home selling experience and current knowledge of applicable laws, regulations and market conditions it just makes good sense to hire a professional. After all, you would go to the Dentist for a toothache and visit an Attorney for your will. Why would you try a home remedy for a significant financial transaction like selling real estate? Most home buyers today are choosing to be represented in the transaction by a Buyer's Agent. This means that they are choosing to have someone on their side in the hope that it keeps the playing field level or perhaps tilts it in their direction. The prudent home seller will also choose to obtain professional assistance and representation. Visit the Seller's Page for further information on how to choose a Seller's Agent.
  3. Clean Up / Fix Up / Inspect - When selling a car or boat most people will fix it up, clean it up, wax and polish it, buy new tires for it, etc., etc. However, those same people often set out to sell their home with the idea that they should just be able to put a sign in their front yard and get ready to move. On the other hand, people that buy homes want a clean well kept place in which to live. They don't welcome taking on the task of correcting someone else's problems and neglect. It also pays the prudent home seller to arrange for an inspection prior to listing the home for sale. A licensed home inspector will turn up many issues which merit correction in the areas of structural integrity, repair & maintenance or safety. Since the home buyer will be sure to have his own inspection done prior to finalizing the deal it just makes good sense to find out these things early and take care of them up front. The result is a faster sale for more money.
  4. Price It Right - The First Time - If the first rule of real estate is location the second rule is price. One of the principle reasons homes do not sell in a reasonable period of time is because they are priced incorrectly - usually too high. Problem is, after a home has been on the market for a while without selling buyers become wary. . . "it has been for sale forever, there must be something wrong with it." "But we can always come down on the price" say the sellers. Yes, you can - and should. The problem is that homes that are priced too high to begin with usually don't receive a price reduction soon enough and eventually sell for less than they would have had they been priced properly to begin with. Solution: Hire an honest, competent Seller's Broker and follow his advice on pricing.
  5. Time It Right - Granted, not everyone has the luxury of being able to plan their move around the "selling season" and there is no doubt that homes are sold all year long. Problem is, too often discretionary sellers wait to get motivated until the season has passed them by. Then they spend time and effort getting the home fixed up, price it at (or above) the level where homes were selling during the "active time of year", put it on the market during the worst time of year and - wait, wait, wait. If the timing cannot be controlled, other things can. The astute seller will seek counsel with a trusted Seller's Broker as to market conditions and timing - and then act accordingly.
  6. Market It Right - It just makes common sense. If you want to sell a property it must be available to be seen by the prospective buyers - when they want to see it. Often this means short notice on showings. It also means that all agents need to have the easiest access possible to get their buyers in the door. In most markets this means a key box on the property. There is a general belief that advertising is the principle key in obtaining showings of homes for sale. Advertising is needed. In fact, the most effective advertisement is the professional For Sale sign in the yard. But, what is not well known, is that the next best advertising is not as readily seen by the general public. It is the Multiple Listing System. MLS is seen by those who actually sell real estate, RealtorsÒ / brokers / agents. Unless MLS does not exist in a given market the seller should depend on his Seller's Broker to properly display the home in MLS. In today's market it is also critical to use the latest technology. This means that you must have internet exposure and a Realtor® willing and able to manage your listing and sale accordingly.
  7. Know Where You Are Going - If you are selling it usually means that you will be moving. Not only will you be moving but the buyers will want to move in once the transaction is closed. Sounds easy enough. Problem is that sometimes sellers think that they can sell but there should be no urgency on their move out. Wrong. Buyers almost always want Possession at Closing and usually expect to close within in a reasonable period of time following an agreed Contract to Purchase - typically 30 to 45 days. There are many options for the seller, the easiest of which is already having another home purchased. If this is not feasible there are other possibilities to be explored but this needs to be done prior to beginning the selling process. An experienced Listing Agent can assist the home seller in evaluating these options and can usually represent the seller as a Buyer's Agent for the purchase or rental of the new property.
  8. Insist on Pre Approved Buyers Only - When a home seller receives an offer to purchase there should be one primary factor that is always considered first - and it is not price. This factor is whether or not the buyer is financially able to conclude the transaction. As a seller you have limited knowledge about who the buyer is or how reliable they may be. However, you do have the ability to insist that they demonstrate their financial ability. Many buyers require financing when they make a home purchase and the financing approval process is quite intense. When a home buyer has made the effort up front to get pre-approved a statement from the prospective lender regarding the buyer's pre-approval status can be provided.
  9. Negotiate Smart - So, you did most everything right and now have a written purchase offer in hand. What now? A lot depends on the price, terms and conditions of the offer and the strength of the buyer. There is no pat formula as to how to respond to an offer but some general negotiating principles usually apply. Try to understand the buyer's needs and reasoning. For example: Is the offer low because the buyer thinks excessive repairs will be needed? If so, does the buyer have a valid point? Now's the time to get realistic if you haven't already. Try to respond to the offer so that a Win/Win agreement can be reached. For example: It might be foolish in a strong seller's market to be relentless in extracting every possible dollar and concession from the buyer in the negotiation. After all, without this buyer there might not be a sale at all and the worst thing that can happen is "buyer's remorse" at the last minute and refusal to close. Sometimes an offer is just not acceptable or even worthy of a response and sometimes multiple offers are received at the same time. Your agent sees a lot more offers than you do and should be a key player in helping you make the right decisions in handling negotiations. If you haven't gotten a Listing Agent yet please visit the Seller's Page.
  10. Be Pro-Active - This may seem to be a given to most people but it is truly amazing how many home sellers think that all they have to do is sign the contract and everything else will magically occur without their participation. The fact is that there are many details that only the seller can resolve to assure a timely, trouble free sale and closing. The Seller's agent will counsel and assist throughout the process but the seller will have the best overall result by being fully aware of all aspects of the process and asking as many questions as possible along the way
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